Welcome to Altor
About You
You might be wondering if there was a different way of doing things.
If there was a way of getting all the advice you need and having your investments managed – all for a clear, fixed cost.
You could be thinking; ‘how can I get my financial life completely planned for me without having to pay extra every time I need something new’.
You might be wondering whether the investments you have were set up to suit you or to suit your adviser.
You probably have at least £1,000,000 of liquid capital (including pensions), unless we already look after someone connected to you.
If these are true, do get in touch.
About Us
We believe that advisers charging a percentage of your wealth to advise you, is wrong. It feels to us a little like Capitalism for the adviser and Socialism for the client.
We charge the same fixed monthly fee of £700 to all clients and deliver the same service. This is usually cheaper than the % equivalent for investors with portfolios of more than £1,000,000. We also have a deeply discounted monthly fee for family of existing clients.
We believe that an adviser who recommends their company’s own investment solution or the service of one other company, is not independent. Why does this matter, well because you will never know if the investment you have is the best and the adviser will never tell you.
We recommend external discretionary or advisory solutions to our clients from a wide range and often blend several to suit them.
We believe that many advisory businesses are set up with a target price and date for sale of the business. This means that how the advisers behave, is largely driven by financial company targets and not client objectives.
We are structured as a partnership and are not for sale.
We believe that most financial firms pay lip service to Corporate Social Responsibility and rarely put their money where their mouth is.
Altor gives 10% of its gross income to the Altor Charitable Foundation.

We are very proud, that having been through an intensive 12-month assessment process with external assessors, we have been awarded B Corporation status in the UK. There are 3,000+ B Corps globally including Ben & Jerry’s, EQ Investors, Patagonia and Triodos Bank. We are businesses with a legal requirement to balance profit with purposes – considering the needs of all stakeholders, society and the environment. We also meet the highest standards of social and environmental performance.
We are proud to have achieved Chartered Financial Planner Firm status in 2020 following a rigorous review by our Professional body. Chartered firms are in the minority and have committed themselves to the highest ethical standards in the profession. You can click on the logo above to see why Chartered status matters.
Testimonials
It is very difficult/almost impossible to find truly independent advice in the market. I would recommend Matt to anyone, his approach is very friendly and his advice is very easy to understand.
Having relied on Matt’s advice for nearly 15 years, I have no hesitation in recommending him. His knowledge of the financial services market place is comprehensive and with his help I feel comfortable about the future in spite of the obstacles mounted by HMRC.
Our People

Matt
Matt started his career as an independent adviser in May 2001 with what was then Towry Law, rising to become one of only four Executive Partners nationally. Following the acquisition of Towry by Private Equity house Permira in 2016, Matt left to establish Altor believing that there was a fairer way of advising his clients.
Matt spends most of his free time with his lovely family and with what is left, is a keen supporter of the England rugby team.

Lucinda
Lucinda is an equity partner at Altor and is responsible for the running of the business. Lucinda comes from a teaching background and has taught in state and private education. Her day to day role as practice manager ensures that the crucial functions of the partnership are fulfilled allowing Matt, Jon and Vaughan to focus full-time on our clients.
In her spare time Lucinda enjoys distance running and is an active member of the community.

Vaughan
Vaughan started his career as a financial adviser in 1999, joining Towry Law in 2007 where he became one of only a dozen Senior Client Partners. Following Tilney’s acquisition in 2016, Vaughan was promoted to Managing Partner, South-East. Cultural changes led him to look for a firm aligned with his own values, he joined Altor as a Partner in April 2019.
Vaughan enjoys spending time with his large extended family, American Football, playing golf, running and has also embraced Veganism since 2020.


Jon
Jon started his career in 1988 running his own IFA business before selling it to John Scott & Partners in 2006. The firm became Towry shortly afterwards and he was appointed Senior Client Partner until his retirement in 2015. Jon has come out of retirement to join Altor believing that our innovative charging model and independence is just what his clients are looking for.
In his spare time Jon plays golf and is currently trying to fight his handicap back down as his clients are keeping him busy.

Lee
Lee started his career as a trainee at the London financial advice firm, Saunderson House, becoming an adviser in 2018 and achieving Chartered status in 2019. He left following a takeover to seek a firm more aligned with his values and who shared his belief that there was a better way to serve clients.
He likes to spend most of his time travelling and seeing new places across the world when not working, as well as following most sports with the keenest interests in football, cricket and motor racing.

Ashley
Ash comes from a finance background – most recently working at Merlin Entertainments and previously 5 years at Novuna Business Finance. Ash is responsible for looking after our clients’ investments and making sure that the third-parties that we use, do the right thing.
In her spare time Ash closely follows the Bees Ice Hockey team, where her fiance plays, and spends time with her pooch, Bailey.

Jo
Jo comes from a varied administration background and was most recently working for a Conservation/Heritage company. Jo is responsible for looking after our clients’ administration needs so that they can focus on what is important to them in life.
In her spare time Jo enjoys going to music festivals with friends, pilates and has two grown up sons who still keep her busy.

Viliana
Viliana is currently studying for a degree in Economics at Reading University. Having completed an internship with us in early 2023, she is now working for us as an Analyst. Viliana is responsible for preparing data and cashflow forecasts for client reviews.
In her spare time Viliana plays tennis and likes to read for pleasure.
Blog
This is where we will tell you what is going on at Altor Towers.
Q1 Investment Update – Banks again
2023 got off to a better start than 2022 and was looking likely to correct some of the previous year’s losses. We have long said that markets… Read more “Q1 Investment Update – Banks again”
AI
It is hard to avoid news items about ChatGPT at the moment. It makes for great copy for journalists, who can ask it anything and write an… Read more “AI”
Q4 Investment Update – The worst of times
2022 was not the worse year for shares but it was the worst year for bonds and it was the worst year for shares and bonds combined… Read more “Q4 Investment Update – The worst of times”
Contact
We are always keen on talking to people so do get in touch.
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