Welcome to Altor – we are an investment consultancy and advice partnership.
You might be wondering if there was a different way of doing things.
If there was a way of getting all the advice you need and having your investments managed – all for a clear, fixed cost.
You could be thinking; ‘how can I get my financial life completely planned for me without having to pay extra every time I need something new’.
You might be wondering whether the investments you have were set up to suit you or to suit your adviser.
You probably have at least £500,000 of liquid capital including pensions, unless we already look after someone connected to you.
If these are true, do get in touch.
We believe that advisers charging a percentage of your wealth to advise you, is wrong. It feels to us a little like Capitalism for the adviser and Socialism for the client.
We charge the same fixed monthly fee to all clients and deliver the same service.
We believe that an adviser who recommends their company’s own investment solution or the service of one other company, is not independent. Why does this matter, well because you will never know if the investment you have is the best and the adviser will never tell you.
We recommend external discretionary or advisory solutions to our clients from a wide range and often blend several to suit them.
We believe that many advisory businesses are set up with a target price and date for sale of the business. This means that how the advisers behave, is largely driven by financial company targets and not client objectives.
We are structured as a partnership and are not for sale.
We believe that most financial firms pay lip service to Corporate Social Responsibility and rarely put their money where their mouth is.
Altor gives 10% of its gross income to the Altor Charitable Foundation.
We are very proud, that having been through an intensive 12-month assessment process with external assessors, we have been awarded B Corporation status in the UK. There are 3,000+ B Corps globally including Ben & Jerry’s, EQ Investors, Patagonia and Triodos Bank. We are businesses with a legal requirement to balance profit with purposes – considering the needs of all stakeholders, society and the environment. We also meet the highest standards of social and environmental performance.
We are proud to have achieved Chartered Financial Planner Firm status in 2020 following a rigorous review by our Professional body. Chartered firms are in the minority and have committed themselves to the highest ethical standards in the profession. You can click on the logo above to see why Chartered status matters.
The key difference from my previous experience of wealth management has been Vaughan’s ability to provide clear guidance, his persistence to execute quickly on our preferred options and then always following up on ‘what next’. I would thoroughly recommend switching if you are looking for something different to the big names out there, that struggle to offer this personalised, bespoke service that invests in relationships and growth for the long-term.
As well as being the composite professional in the business, Matt also shows a considerable knack of providing a clear view of the way forward for you to plan your future finance requirements with confidence in an ever changing world.
Matt started his career as an independent adviser in May 2001 with what was then Towry Law, rising to become one of only four Executive Partners nationally. Following the acquisition of Towry by Private Equity house Permira in 2016, Matt left to establish Altor believing that there was a fairer way of advising his clients.
Matt spends most of his free time with his lovely family and with what is left, is a keen supporter of the England rugby team and fair-weather supporter of his local rugby team London Irish.
Jon started his career in 1988 running his own IFA business before selling it to John Scott & Partners in 2006. The firm became Towry shortly afterwards and he was appointed Senior Client Partner until his retirement in 2015. Jon has come out of retirement to join Altor believing that our innovative charging model and independence is just what his clients are looking for.
In his spare time Jon plays golf at two clubs and is currently trying to fight his handicap back down as his clients are keeping him busy.
Lucinda is an equity partner at Altor and is responsible for the running of the business. Lucinda comes from a teaching background and has taught in state and private education. Her day to day role as practice manager ensures that the crucial functions of the partnership are fulfilled allowing Matt, Jon and Vaughan to focus full-time on our clients.
In her spare time Lucinda enjoys distance running and is an active member of the community.
Vaughan started his career in 1999 as a financial adviser with Lloyds TSB. In 2007 Vaughan joined Towry Law and in a few years became one of only a dozen Senior Client Partners. Following Tilney’s acquisition of Towry in 2016, Vaughan was promoted to Managing Partner of the South-East. Cultural and Philosophical changes meant the time had come to look for a firm aligned with his own values. Vaughan joined Altor as a Partner in March 2019.
Vaughan enjoys spending time with his large extended family, American Football and the occasional round of golf.
Kendra has been working in financial services for 5 years for both small and large advice firms. She is currently studying for her Diploma in Financial Planning. Kendra joined Altor as a Client Advocate in November 2019 and is responsible for preparing advice for our clients.
In her free time Kendra enjoys playing netball for her local team, snowboarding in the Alps and spending quality time with family and friends.
Cheryl is our main point of contact at Parasols. Parasols provide our clients with advice reporting, administration and annual review documents. This frees up our advisers to focus on looking after our clients, formulating advice and working on their future planning.
Parasols were set-up 10 years ago by Cathi Harrison. You can read more about them here.
This is where we will tell you what is going on at Altor Towers.
At Altor we have believed for a long-time that companies, as a minimum, should do no harm but can also be a force for good in society.… Read more “B Corp”
There is a separate blog to be written about how well/badly we protected each other against this virus but that is not our specialism and so we… Read more “Why didn’t we protect ourselves against the virus?”
So here we go, as predicted in our previous blog here, the tax rises are coming. The first one looks likely to be Capital Gains Tax (CGT)… Read more “Tax opportunity?”
We are always keen on talking to people so do get in touch.
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