Business Owner
Our latest blog category is designed to provide you with advice and ideas about how to plan for your future as a business owner.
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Don’t Run Your Retirement Like You Did Your Business
Being successful in business involves multiple different factors that you control and a dose of luck. Some of the attributes of running a business, such as building a senior leadership team and constantly reviewing…
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The Overlooked Safeguard: Why Every Business Owner Should Consider a Lasting Power of Attorney
At Altor Wealth, we often help clients plan for the future—but one critical area is frequently overlooked: what happens to your business if you’re suddenly unable to make decisions? A Lasting Power of Attorney (LPA) is…
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How to Protect Your Business Assets Through Smart Estate Planning
Many business owners understand the importance of safeguarding their companies during their lifetime—but what happens to those assets when they’re no longer around? For couples with “simple” Wills—where the entire estate passes to the…
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Can I Buy My Business Premises With My Pension?
In short, yes you can. You cannot buy residential property with your pension, not even a building or site that has been granted planning permission for a residential property. You can however buy commercial…
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Are VCTs a Good Idea?
If you are a high earner, it is likely that you are frustrated by the lack of tax avoidance now available to you. If you earn over £360,000 you are limited to a net…
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The Power of Regret
Most mornings I drive my daughter to the train station near to our office, to catch the train to school. We have a habit of listening to Capital Radio and our 10-minute commute lines…
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Christmas Disease
My family carry a genetic timebomb called Christmas Disease. Whoever named this particular disease had a black sense of humour because it sounds like the best of diseases to have but the reality is…
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The Beauty of Simplicity in Investment Management: Lessons from the Norwegian Sovereign Wealth Fund
When it comes to managing money, there’s a common misconception that complexity equals sophistication and better results. Many investors assume that intricate strategies, exotic investments, or high-cost solutions must deliver superior returns. However, the…
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Gift When They Are Young
One of my godsons recently turned 21. Time had come to give him the cash that we had been saving for him since he was a baby and we first met him. I am…
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Tips for Business Owners – Cash in my Business
1976 was a great year; The Boys Are Back in Town was released, I was born, and Business Relief was introduced. I have no idea what the idea was behind the first two but the idea…