Being successful in business involves multiple different factors that you control and a dose of luck. Some of the attributes of running a business, such as building a senior leadership team and constantly reviewing the company’s performance are crucial to success. However they don’t necessarily translate into how to run a successful retirement. When you […]
Don’t Run Your Retirement Like You Did Your Business Read More »
Spend enough time on social media you will come across maniacs selling a certain lifestyle. They tend to start with something along the lines of: Of course, it is nonsense (no one can sprint on a stomach that full of chia seeds). Most of us go to work to earn enough money that we can
What is Contentment? Read More »
I once met a recently widowed wife of a Kodak retiree (in a former life, we used to have the contract to advise all of their staff). She was livid with her recently deceased husband, whom she had just found out had £100,000 stashed in savings, she knew nothing about. “I cycle everywhere. What
Should You Spend More in Retirement? Read More »
It is a natural human instinct to think that our achievements, our position in life, is down to hard work and good choices. The narrative on social media runs that if only we adopt the five key behaviours of these famous entrepreneurs, we too could be rich. We want to believe this because it means
Is Your Success Down to Luck? Read More »
I was once asked to go and see a couple at home. They had a modest looking house but once inside, it was filled with expensive antiques. In fact you could barely move for pricey looking objects. Their query was a simply one, could they raise a mortgage on their home to fund an extension they
Dumb Ways to Go Broke #1 Read More »
There is a secret to qualifying in any sport to play for your country… Outlive all the players that are better than you! I was in Spain last week watching the England over-80s Football Team compete in the Nations Cup. These players (including my father-in-law) were not playing for their country when they were in
How You Can Guarantee a Spot Playing for Your Country Read More »
Extraordinarily in 2025, it is easier than it has ever been to steal the estate of someone who has passed away. The government website Bona Vacantia contains the names of 6,000 people whose estates haven’t been claimed by anyone. It is freely available online and has been for a while. Whilst we at Altor are
The Easiest Fraud There Is – Fake Wills Read More »
In his brilliant book about human psychology and money, The Soul of Wealth, author Daniel Crosby writes about the ways in which our over confidence can hurt us. He quotes research that reports; 95% of people surveyed rated their own sense of humour as better than average. In another survey, 100% of men believed they had
Could Serena Kill Me First Serve? Read More »
Recently I wanted to take our Shark Steam Mop (strong recommend incidentally) to the rubbish dump. My wife instead insisted that we take it to our local Repair Café. I wasn’t convinced that it was even fixable but was willing to give it a go as Repair Café contains the word ‘Café’. When we got
How to Remain Young in Retirement Read More »
There is plenty of research that shows that age 75 is the average age at which our horizons narrow. This is crucial to how you plan your retirement and how we, as financial planners, work with you in retirement. The change at 75 tends to manifest itself as a feeling that travel (particularly overseas) is
Why Is Age 75 So Crucial? Read More »
